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HELP TO BUY

21st November 2016

What is Help to Buy?

Help to Buy is equity loan assistance to home buyers from the Homes and Communities Agency (HCA).

Help to Buy makes new build homes available to all home buyers (not just first time buyers) who wish to buy a new home, but may be constrained in doing so – for example as a result of deposit requirements – but who could otherwise be expected to sustain a mortgage.

Up to a maximum of 20% in England and up to 40% in London1, of the purchase price is available to the buyer through an equity loan funded by the Government through the HCA.

Help to Buy is available in England from house builders registered to offer the scheme.  Help to Buy has been available since 2013.  In November 2015, Government announced an extension of the initiative up to 2021 (it may close earlier if all of the funding is taken up before 2021).

This guide provides an overview of the product.  If you’d like to know more, or if you want to apply, please contact your Local Help to Buy Agent www.helptobuy.org.uk . or visit the Homes and Communities Agency

 

 

 

Category: Construction

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